Vehicle Cost

Please enter the cost of your vehicle We do not insure vehicles with a value less than £1,000 or greater than £100,000

Term (Years)

Term (Years) is mandatory

Choose an insurance type

Finance/Contract Hire

Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Suitable for HP, PCP, Lease and Contract Hire Vehicles.
Return to Invoice +

Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest.
Vehicle Replacement +

Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.

Buy With Confidence, Direct Gap Provides all these benefits FREE of charge:

FREE - 5 Star Rated with 30 Day Money Back Guarantee
FREE - Unlimited Claim Limits on vehicles up to £75,000 on most policies
FREE - Policy transfer on RTI and VRI
FREE - Deferred Start Date Option for New Vehicle Purchases
FREE - Cover for ALL named drivers on your policy
FREE - No mileage restrictions during life of policy
FREE - Policy Amendments for Registration Number & Address Changes
FREE - Commitment To SETTLE your claim within 10 days
FREE - Credit Card Payments, No Additional Fees

See what our customers are saying about us

Peter Egerton 1 Feb 2024

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

Geoffrey Hayes 10 Nov 2022

Easy to purchase very helpful and friendly telephone conversation, very reassuring

Christine Davies 14 Sep 2023

Straightforward application process. Competitive premium rates. Have dealt with company before.

Dragos Anton 9 Nov 2022

Great company! Will definitely recommend to family and friends!

Gary (Manchester) 31 Oct 2023

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than…

Michael Jackson 25 Apr 2022

The customer service and the impartial advice was excellent.

Martin Priest 26 Jan 2023

Polite and informative, easy to contact and talk to and the products are cheaper than the dealer

Anca Riglea 25 Aug 2022

Super easy to follow the website and purchase the insurance. Comparing to others, Direct Gap is so so affordable Amazing custom…

Gary Oakley 13 Aug 2022

Professionally dealt with, straight forward to set up - good piece of mind, for fair value.

Robert Illingworth 29 Jun 2022

Easy to do and is very comprehensive.

Scott Selbie 8 Sep 2023

Very competitively priced and easy to complete website I would recommend to others

Nicholas Anastasiou 20 Jun 2022

Excellent service as always

Kevin Carter 27 Oct 2022

Best quote on market and completed in less than a minute. WARNING don't pay dealer fees again use DIRECT GAP

Noel Egbury 22 Jun 2023

Very quick to obtain a quote and much, much cheaper than the main dealer price offered at the point of sale.

Richard. Alan. Smith 16 Jul 2023

Second time used for gap insurance, no hassle just straight forward application process and a sensible cost. Would highly recommen…

Dave Wilkinson 6 Sep 2023

Very straight-forward and a compoetitive price.

Andy 11 Jun 2022

Great price, easy to set up. Customer service, very helpful

Beverley Williams 10 Nov 2022

Competitive prices + straightforward to purchase

michael clough 18 Dec 2013

chose Direct Gap due to a personal recommendation and reviews

Mrs C Perkins 18 Dec 2013

Loved the no hassle and no sales routine. Just straight talking

William D 17 Dec 2013

My third policy with you. Thanks for the loyalty discount

Sophie Hailwood 20 Jun 2021

Easy website. Great quote.

mike cushley 18 Dec 2013

competitive price, able to defer start date. Clear information on website

Karen Wynne 19 Mar 2021

Fabulous and easy. Your company was recommended to me.